As my friend Dan Sullivan would say: Facts are not trends and trends are not certainties, but there are certain trends that are more certain than others. Here are the big trends that I see that will affect the advisor[...]

I love dogs. If I have a choice between growing old at Merry Acres with strange caregivers and even stranger residents or living in the basement with my dogs … I choose the latter. The three dogs that I have, an Austra[...]

First, I want to thank all the 1,000’s of folks that read this column and keep coming back to my site and supporting ACTS OF LIBERATION! If some of you haven’t visited yet, please check it out at www.advisorfreedo[...]

There are a few signs on the horizon that you should be paying attention to as an advisor. The conversations around A, B, and C share pricing are more than trial balloons. They portend the end of this type of compensatio[...]

The only thing less transparent that Mary Shapiro could do to announce her future plans for compensation reduction in the industry is to take out a billboard in every city in the country that says: “Hi, I’m Mary Shap[...]

If I read one more column, special feature or emergency release about the death of capitalism, America, and our way of life, I just might kill myself. As I’ve clipped the headlines over the last two years, the only con[...]

One of the last acts of a dying civilization is to write a rule book. The next to the last act is trying to enforce it. The suggestions offered by Mary Shapiro and the SEC team as to pop quizzes for advisors makes littl[...]

I made the decision nearly a decade ago to give up my securities and insurance licenses and spend more time working on my own wealth than meeting font-size requirements in order to sell commodity products. It was a scary[...]

There are a couple of signs on the horizon that you should be paying attention to as an advisor. The conversations around A, B, and C share pricing are more than trial balloons. They portend the end of this type of compe[...]

Why should I worry about my credit rating or house payment or car payment when there are those who haven't got a chance at a new car, reduced mortgage, and repaired credit rating? Why do I have to have a 720 credit score[...]